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WORST CARD EVER. Was fine at first until I came back from my vacation to find out my job was closing in a week. Late fees added on, couldn't get any help to stop it. After getting a new job had a few medical emergencies, messing up my ability to keep up with pay again. In the meantime my fees and rates went up, and up, and up.

Now I am disabled, unable to work. They've seized my "assets" (a whole $1.30! hope that's enough!)Everything i own is second hand crap.

Worst thing is, I want to settle and I have NO idea what my final bill is. And NO idea How to make it happen!

They are great at one thing, making me live in terror of the phone. They harass like nobody's business. and their Associates seemed to feel free to LECTURE ME about "responsibility" of payment. WHEN I CAN"T DO ANYTHING ABOUT IT.

It was a very small limit too. But due to their sneaky "fees" they fix it so you can't pay at all and go over. AND THE FEES ARE WHAT ALWAYS SENT ME OVER.


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