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I was a walmart employee and got a credit card from them a long time ago. It had like a 300.00 dollar credit limit on it. Anyway, I got hurt on the job and got a settlement. Then I get a letter in the mail saying I owe them $15,000.00. I think they are in cahoots together. I have asked them to send me the last statement and they "can't." So, the customer service person I talked to asked how much thought I owed I said "no more than 500.00." But the statement I got today said that the total due was $14,222.49. The arranged amount was 500.00. I am wondering if that is going to go on my credit report as a default?


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