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Agree! NEVER apply a GapCard ever!! I applied a new one when I went shopping and the card was NEVER delivered to me. And suddenly, two months later, I received a bill with a charge plus late fee charge and interest. I've tried to call to the customer service several times but never got a chance to speak to the manager. I also emailed to [email protected] but haven't got any response yet!! The only phone call I received from GAP is a WARNING call from machine about late my payment!! (which I am not supposed to pay!!!)


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