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Long story short in July 2012 my husband lost his job.He was the only income we had as I am a stay at home mom.We called Citi and told them of our situation and they said they couldn't help us without income.Well in Oct.2012 he got a job and I started the whole modification process..Months later I am told that John Frackelton is not handling our case.Seriously where has all our information gone?And why is it that I Am still get letters stating that in 30 days we will have our answer.Just recieved a call this morning from some guy saying that I'm now facing foreclosure because I haven't made payments..I told him that I just did my taxes and that when the IRS recieves it next week I will have all the funds to pay what we owe.He told me he needed all my income and expenses before he could help me.I told him I was not gonna do this over again and that I would be contacting a lawyer Monday morning.It scares me that we will lose our house because Citi is screwing us over.


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