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Fortunately I rarely need medical help, but recently was admitted to a hospital for a brief 1 day stay. I have learned a lot about Medicare, Aetna and HMO v PPO in this past week. Since I am locked in until January of next year, I want to strongly urge anyone reading this to NOT SIGN UP with AETNA! Being locked in to a provider for a year is bad enough, but I find it hard to believe the same provider will not budge on "your plan" once you are signed up. A person should at least be able to switch from HMO to PPO with the same Insurance company. The "customer service" (I say this faciously) people at Aetna with whom I have spoken were cold, brusque, and couldn't care less. Live and learn. In 2017 I will be more than happy to stop giving them MY MONEY.


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