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They do not know NJ estate law which allows an L8 form for estates under $670,000 and an 01 tax waiver for estates over in order for POD bank funds to be released. BOA will not assign a personal banker , or even one location or extension, so you constantly get bounced around to different call locations in different states. When my Mom's estate is settled I will remove huge sums from BOA and cancel a credit card with a large credit limit. It is scary and horrible to deal with this bank which is too big to be required to behave responsibly.


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