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I have that beat i've been a cardholder since 1987. My credit line was a little over 12,000. Visa offered to renegotiate my rate combined with another credit card and give me a 5 year payoff at a greatly reduced principal, but I would have to give up my card. Because of my business I needed the card so didn't want to do it. I took a note out , payed off both cards andn was rewarde with them cutting my limit to 500.00 A 11500.00 slam ! When I called to question this, they promptly cancelled both cards!


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