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I have had my home and car insured through MetLife for several years. Recently, I moved and rented out my home which I had been living in and which is totally paid for. I wanted to change my homeowners policy to a landlord policy. My agent told me that the premium would now be about $200 more than before since there was something wrong with my credit, but couldn't tell me what exactly was wrong. My credit is the best you could have and always was and still is. I was very upset because I thought someone had stolen my identity or something awful like that. I had to go through all my documents and do all the footwork to prove to them that there was absolutely nothing wrong with my credit. It took them months to get back to me and change that policy to a landlord policy. I never got an explanation nor an apology. I was in the middle of a move when this happened and it was extremely stressful. I am thinking of going with another ins. co. next time.


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